🇦🇺 Launching in Australia 2026

Don't sell your bitcoin.
Get a loan instead.

Australia's first dedicated Bitcoin-backed loan platform. Borrow AUD against your BTC — no credit checks, no bank approval, no selling your stack.

How it works
No credit checks
50% LTV, same-day AUD
ASIC compliant
Loan Calculator
How much can you borrow?
You deposit (BTC)
₿
BTC
You receive (AUD)
A$48,250
Based on 50% LTV · BTC ≈ A$193,000
Interest rate
~9.9% p.a.
Loan term
12 months
LTV ratio
50%
Credit check
None ✓
Get early access when we launch →
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Join 1,200+ Australians already on the waitlist
🇦🇺 AU residents only · No spam · Founding member rates
50%
Max LTV ratio
~9.5%
Interest rate p.a.
<24h
Target funding time
$0
Credit check required
How it works
Bitcoin-backed lending,
done properly.

A bitcoin-backed loan lets you borrow cash while keeping your BTC — so you stay long, avoid taxable events, and access real liquidity.

01
Submit your application
Tell us how much you'd like to borrow. No credit history required — your Bitcoin is your credit score. Approval is typically instant.
02
Deposit your BTC
Transfer Bitcoin to your secure, audited custody wallet. Your collateral is ring-fenced and never rehypothecated or lent out.
03
Receive AUD
Get Australian dollars transferred directly to your bank account — same day in most cases. Repay whenever you're ready. No penalty for early exit.
Why BitBridge
Built for Australian
Bitcoin holders.
🔐
Custodied collateral
Your Bitcoin is held in segregated, audited on-chain addresses. Never lent out. Always yours.
🏦
AUD direct to your bank
No crypto middlemen. Receive Australian dollars in your existing bank account, same day.
📋
No credit checks
Your BTC is your creditworthiness. No lengthy applications, no bank assessments, no judgement.
⚡
Flexible repayment
No monthly payment schedule. Repay in full anytime before your 12-month term — zero early repayment penalties.
📈
Keep your upside
Your BTC continues to appreciate while it's held as collateral. You benefit from price increases during your loan term.
🇦🇺
ASIC compliant
Designed for Australian regulation from day one. We're building the right way — licensed, transparent, and local.
Early interest
Why Aussie stackers
want this.
"I've been looking for a service like this in Australia for years. Having to use offshore platforms with no AUD support is a nightmare. Can't wait for this."
M
Michael T.
Sydney, NSW · Waitlist signup
"I have BTC I don't want to sell but needed liquidity for a property deposit. This is exactly the product I needed — finally someone building it locally."
S
Sarah K.
Melbourne, VIC · Waitlist signup
"The tax event from selling is what kills me. Being able to borrow against my stack without a disposal event is a game changer for Australian hodlers."
J
James R.
Brisbane, QLD · Waitlist signup
FAQ
Your questions, answered.

BitBridge offers market-leading terms with a range of amounts and repayment options for bitcoin-backed loans.

Loan term 12 months
Loan amount Minimum A$10,000 · No maximum
Interest Starting at 9.5% APR
Loan types
Payment at Maturity — principal & interest repaid in a single payment
Monthly Payments — interest paid monthly, principal at maturity
Max initial LTV 50% (inclusive of principal and interest)
Interest accrual Daily
Loan closure Available on demand 60 days after opening
Origination fee 0%
Early repayment fee 0%
Late payment fee 0% (10-day grace period)
Liquidation fee 0%

Rates vary based on loan type and amount. Your interest rate remains fixed for the duration of your loan. For loans of A$5,000,000+, contact us directly.

You'll need Bitcoin collateral equivalent to at least A$10,000 to qualify for a loan. There's no upper limit.
No. Your Bitcoin is your credit. We don't check your credit history, employment status, or income. If you have BTC, you qualify.
Absolutely. Repay your loan at any time before the 12-month term ends with zero early repayment penalties. Once settled, your Bitcoin is returned in full.
We'll alert you well in advance of any LTV threshold breach. You can top up your collateral, partially repay the loan, or use our auto-top-up feature to manage your position. You stay in control.
Generally, borrowing against your Bitcoin is not considered a disposal event in Australia and therefore may not trigger CGT. However, tax treatment depends on your individual circumstances — please consult a qualified Australian tax adviser.
We're targeting a 2026 launch. Join the waitlist to be among the first to access the platform and receive founding member interest rates.
Early access
Ready to unlock your Bitcoin's potential?

Join the waitlist today. Early members receive founding member rates and priority access at launch.

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Join 1,200+ Australians already on the waitlist
🇦🇺 Australian residents only · No spam · Unsubscribe anytime
⚠️ BitBridge is in development and not yet a licensed credit provider. This page is for waitlist registration only. Loan products are subject to Australian financial services regulation (ASIC). All rates and terms are indicative. This does not constitute financial or tax advice — please consult a licensed professional.